Know exactly what you'll take home — and what your pension is really worth
Independent, free calculators for UK teacher pay, Teachers' Pension Scheme projections, TLR payments and the Annual Allowance — built to be more thorough than your school's payslip and easier to understand than a Teachers' Pensions letter.
Popular calculators
See all →Take-Home Pay Calculator
FreeEnter your salary and see exactly what lands in your bank account after tax, National Insurance, pension and student loan.
Try it now →Teachers' Pension Calculator
FreeProject your career-average (CARE) pension forward to retirement, with your real contribution tier and employer contribution shown.
Try it now →TLR Calculator
FreeSee exactly how much of a TLR1, TLR2 or TLR3 you actually keep once tax, NI and pension come off.
Try it now →Annual Allowance Calculator
Free + ProWork out your Pension Input Amount, check it against your Annual Allowance (with tapering), and estimate any tax charge.
Try it now →McCloud Remedy Calculator
Free + ProCompare your legacy final-salary benefits against CARE benefits for your 2015-2022 remedy-period service.
Try it now →Pay Rise Tracker (STRB)
FreeLive-tracked evidence, timeline and confirmed pay awards from the School Teachers' Review Body process.
Try it now →4 nations
England, Wales, Scotland (SNCT) and Northern Ireland pay structures, all modelled separately.
Real CARE maths
Contribution tiers, 1/57th accrual and CPI+1.6% revaluation — not a rough estimate.
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Every free calculator works instantly. Create an account only if you want to save a scenario or go Pro.
Explore by topic
All guides →Teacher Pay Scales 2026/27
Main Pay Range, Upper Pay Range and Leadership pay, with London weighting.
Teachers' Pension Scheme Explained
How the career average scheme actually works, in plain English.
McCloud Remedy Explained
What the 2015 remedy means for your pension choice at retirement.
Career Progression Hub
TLRs, NPQs, headship and the pathway from classroom teacher to senior leadership.
Academy Trust Pay
38 trust-by-trust profiles — which MATs actually pay above the national scale.
Mortgages for Teachers
Key worker schemes, affordability, and what lenders really do with term-time-only pay.