Editorial Policy

Our approach to accuracy

Every calculator on TeacherPay is built from published, sourced rates — income tax bands, National Insurance thresholds, student loan repayment terms, and Teachers' Pension Scheme contribution tiers and accrual rules — rather than rough estimates. Where a figure is genuinely confirmed by an official body (HMRC, the Student Loans Company, Teachers' Pensions), we treat it as fact. Where a figure has not yet been officially confirmed for the current year — most notably next year's teacher pay award, which the STRB process (see our pay rise tracker) decides annually, or updated pay scale points before the STPCD is formally republished — we say so explicitly on the page, using our best available estimate based on the published structure and recent years' progression, and we link to the authoritative source so you can check the current confirmed figure yourself.

How often we review rates

Every calculator page shows a "last updated" date and every calculator's disclaimer states the tax year the figures apply to. We review rates whenever HMRC, the Treasury, the Student Loans Company, Teachers' Pensions, the STRB, SNCT or Department of Education Northern Ireland publish new figures, and after each UK Budget or Autumn Statement that changes tax thresholds.

What our tools are — and aren't

Every calculator on this site produces an estimate for general guidance, not personal financial, tax or pensions advice. We are not a firm of financial advisers, and nothing on this site should be treated as a substitute for your own official documentation — your payslip, your Teachers' Pensions Annual Benefit Statement, or (for McCloud-affected members) your Remediable Service Statement — or for regulated financial advice where a decision is significant enough to warrant it.

Corrections

If you spot a figure that looks wrong, please tell us. We review every report and correct genuine errors promptly, noting the change in the page's "last updated" date.